Ovo Health Loan specializes in providing patient financing services for medical treatment options particularly in cancer, fertility and cosmetics treatment. Our easy, convenient loan process and competitive rates through our partners ensures that the financial aspects of treatment are not an obstacle in availing high quality health services. Your financial or CIBIL score may determine what kind of health care partner fits you and what kind of diagnostic tests are covered, but our team makes sure that you have all the options at hand at the best possible rates. You can also explore low-cost EMIs for providing finance to fertility, cancer and also to cosmetic patients.
Based on Patient history and Credit Score, each loan program is designed to fit your individual circumstances and once it gets approved, our Loan Representative will work closely with our Partners to ensure the funds are secured prior to the commencement of your treatment.
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Ovo Health is having many loan partners, which provides medical loans in very short span of time so that you can start with your treatment right away. All you need to submit your required documents and if your loan is approved, the amount is disbursed within 24 hours.
Yes. In fact you can get instant medical loans from Ovo Health. The process is very fast and smooth. You just need to file an online application to request for loan. The entire process is paperless and digitally approved.
Once you submit your documents, they are analyzed to calculate your credit score. If your documents fulfill the desired criteria, then the loan disbursement process will start and it takes next 24-48 to receive the loan amount.
Your age must be in between 21 to 55, in order to be eligible for loan request.
Following documents you need to submit for the fast approval of your loan application:
The maximum amount of medical loan that can be sanctioned to an individual is Rs. 10 lakhs. Sometimes for IVF treatment, an individual may require higher medical loan. In some very special cases, Rs. 30 lakhs can be sanctioned based on user’s needs.
Yes. Loans can be used for any of the medical treatments such as Chemotherapy, radiation, bariatric surgery, nose job, liposuction, IVF, ICSI, TESA, Laparoscopy, IVF with donor egg etc. Infact, medical loans can also be utilized for medical expenses associated with diagnostic tests, medicines and consumables during treatment.
The maximum tenure to pay the entire loan amount is 60 months i.e 5 years. You can easily repay the loan amount in flexible EMIs. But the maximum duration is 5 years. So, the EMI depends on your tenure as well as loan amount.
The rate of interest for loan may start at 0% for you. If you are not a defaulter in the past and your CIBIL score is impressive, then your interest rate is always on the lower side. Other processing and application charges will be added to the total fee.
Ovo Health Finance is a dedicated platform to help patients with the financial aspects of their medical treatments. The main purpose of the creation of Ovo Health Finance is to make sure that patients have a smooth experience with their chosen medical treatments.
Due to unavoidable scenarios of an individual’s life, the need of medical treatments can come at any stage of life. Depending on the type of medical condition, the costs of the entire treatment including the procedure and medications vary accordingly. As per the reports of the Insurance and Care NSW, it is found that the expenses linked to the medical treatments are increasing at a steady rate. It has recorded that even the individuals who have healthcare insurances for the peak times, especially those who are presently employed at an organization, are now not able to compensate for the costs of the medical treatments. The claims associated with the medical treatments have increased after the first year of treatment. The rise is much more than expected. In the time span of 2015 to 2017, it is found that the claim in the second year for a particular treatment with respect to healthcare insurance has increased to a great extent. Still, patients are not able to meet the ends when the medical treatment expenses are taken into consideration. (Source:Insurance News.com.au)
After the examination of the two years of census data, experts have concluded that around 24 million Americans are facing troubles in recent times to pay for the costs of the concerned medical treatments. This happens even in cases of individuals who have been covered with employer type healthcare insurances. A number of individuals are facing a series of challenges while paying for their medical treatment costs. Experts predict that the medical costs will notice a further increase over the upcoming years. Although the statistics are not perfect and some of the experts have opinionated the fact that more number of individuals are now looking for solutions which can benefit them with healthcare costs in the most effective manner. (Source:Huffingtonpost)
Ovo Health Finance comprises of certain specific features that prove to be beneficial for the patients who are planning for infertility procedures. Ovo Health Finance is built with the assistance of a set of useful features that assist patients to execute their infertility treatments with success. Here are some of the top benefits or advantages that will help patients in taking assistance of Ovo Health Finance.
Thus, Ovo Health Finance is always there to serve and guide patients with the required financial help. This ensures that patients have a satisfactory experience with their respective medical treatments. Ovo Health Finance is specially crafted to offer patients with the required assistance in loan facilities. The loan department of Ovo Health Finance is popularly known as "Ovo Health Medical Loans". This concept has a professional team which caters to the needs of the patients depending on their requirements.
The team at Ovo Health has brought one of the innovative ideas into existence with the guidance of some of the top medical experts and financial experts. The team at Ovo Health understands that each of the patients has their own financial priorities with respect to the medical treatments. This makes it useful for them to take the right path to finance their medical procedures in the best possible manner. Annual Percentage Rate (APR) on the loans ranges from 0% to 10%. The repayment period ranges from 6 months to 5 years. For Example, Total cost of the loan on Rs. 100,000 loan amount is a maximum of Rs. 10,000 per year which includes all fees.
Ovo Health medical loans comprise of certain specific steps which lead to successful execution of the procedure. These steps are executed in the best possible manner to make sure that patients do not face any troubles in their medical treatments. There is an easy approval of the application and no collateral factors are involved with the loan. Here are three simple steps which help patients receive loan amount with ease.
The money is received within 24 to 48 hours depending on the medical case and financial status of the patient. This makes financing for medical treatments simple and easy for execution. A patient can pay back the total loan amount until a time frame of 5 years. The time period is confirmed at the time of signing up with the medical loans offered by Ovo Health. The team at Ovo Health guides patients as well to properly choose the required medical loan and move ahead with the advised medical loan type for the respective medical case. (Source:Ovo Health Medical Loans)
Ovo Health Pay is a top medical treatment payment gateway which serves ease to patients to pay for their medical treatments like fertility, cosmetics or cancer procedures. This concept of medical treatment payment is an innovative one for patients and medical centres as well. The motive of the team at Ovo Health is to make sure that patients can find it convenient to pay for their medical procedures without facing any troubles. Ovo Health Pay provides the following features to patients which benefit them while paying for their medical treatments.
Thus, Ovo Health has emerged as one of the largest healthcare facilitator in India focusing on fertility, cosmetic and cancer treatments. The team at Ovo Health aims to provide patients with best quality medical treatments along with financial assistance. The financial assistance is offered in the form of easy payments throughout the treatment and medical loan assistance. Patients can reap the benefits of both Ovo Health Pay and Ovo Health Medical Loans in an effective manner to improve their experience throughout their treatment journey. The dedicated teams at Ovo Health are present to guide and assist patients at each step of their treatment including budget and payment for the medical treatments at the particular centre or hospital. If you have any further doubts related to payment modes and medical loans, then you can simply contact us now +91-826826 0808.